The pension credit will increase next year – and couples could get up to £ 278.70 per week

About 1 million people are already eligible for the allowance but are not claiming it, according to the Ministry of Work and Pensions, and payments will increase next April.

The service will increase from next April

The pension credit will increase next year, meaning couples will be able to get up to £ 278.70 per week if they are eligible – but around 1 million are not already claiming the allowance.

The pension credit is a benefit which supplements the income of retirees and help them to have a decent standard of living.

The amount you receive will vary depending on factors, whether you have a partner, whether you are disabled or babysit young children.

The maximum you can currently get is £ 177.10 per week if you are single or £ 270.30 for couples.

But from next April, that will drop to £ 182.60 and £ 278.70.

This means an increase of £ 5.50 per week for singles and £ 8.40 per week for couples.

If you are severely disabled, you are entitled to up to an additional £ 67.30 on top of this allowance.

This will increase next April by £ 2.10 per week.

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Benefit to increase next year – but is already severely underutilized


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If you are caring for an adult, you are also entitled to an additional pension credit.

It’s £ 37.70 per week now, and will drop to £ 38.85 next year.

If you are caring for young children, you may also get additional payments.

If the first child you are caring for was born before April 6, 2017, you now receive £ 65.10 per week, rising to £ 66.85.

For all other children, or those born after that date, you receive £ 54.60, up to £ 56.35 next April.

You can choose to receive a pension credit every fortnight or every four weeks, but you have to claim it – you won’t get it automatically.

The Department for Work and Pensions (DWP) estimates that up to one million pensioner households in the UK may be eligible for a pension credit. but don’t claim it .

How to make a complaint

You can start your application up to four months before reaching retirement age.

You can apply any time after reaching retirement age, but your application can only be backdated for three months.

This means that you can get up to three months of pension credit on your first payment if you were eligible during that time.

You will need:

  • your national insurance number

  • information about your income, savings and investments

  • your bank details, if you are applying by phone or by mail

If you are backdating your application, you will need details of your income, savings, and investments as of the date you want your application to start.

The DWP has a Pension Credit Toolkit which includes a quick guide to the law, payment details and a link to the online pension credit calculator.

Additional benefits of applying for pension credit

There are a few perks and perks that you can only get if you apply for a pension credit.

These include:

  • Reduced council tax: potentially worth £ 1,000 to £ 2,000 per year
  • Warm Homes Discount: worth £ 140 per year
  • Housing allowance: potentially worth £ 1,000 per year
  • Cold weather payments: potentially worth £ 25 per week in winter
  • Free grants for house insulation and boilers: worth £ 1,000 for some
  • Free dental treatment: worth £ 100 per year for some
  • Glasses / contact lens voucher: worth £ 39 to £ 215 depending on your prescription

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