TV license: pension credit means you are entitled to a free TV license from the BBC | Personal finance | Finance

Although a TV license is required to watch or record live programs on any channel, not just the BBC, there are benefits that allow Brits to waive license fees. Revising the rules could save households £159 a year.

Most people in the UK will have to shell out for a TV license each year which will cost them £159.

However, more than half a million Britons are paying this money unnecessarily because they don’t know they have the right to watch TV for free.

Not all benefits make a person eligible, but anyone claiming a pension credit aged 75 and over will be eligible.

The problem is that more than half a million elderly people who receive the state pension do not apply for pension credit, despite the fact that the Department for Work and Pensions (DWP) estimates that they have it. law.

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It’s not just retirees who are paying unnecessarily for a TV licence.

Blind or visually impaired people, or anyone living in the same household, are entitled to a 50% discount on their bill.

Care home residents pay a preferential rate of £7.50, while over-75s in residences that have ARC schemes are eligible for a free license.

Meanwhile, the government is considering scrapping the BBC license fee altogether, which could mean no one will have to pay the fee in future.

In addition to receiving a free license, people with pension credit could also get council tax assistance.

It could mean their bill is completely written off and also allows people to claim thousands of pounds in housing benefit.

To help Brits survive the cost of living crisis and pay skyrocketing energy bills, there are also the Cold Weather Payment and Winter Fuel Payment schemes.

Not to mention the help in the form of prescriptions and free dental care that is generally available to low-income people and those on pension credit.

Who can get a free or discounted TV license?

  • Britons aged 75 and over who benefit from the pension credit
  • Someone who is blind or has a severe visual impairment
  • Residents of the nursing home
  • Britons who do not watch live TV, record or broadcast.