UK TV license: how to apply for pension credit so you don’t have to pay BBC license fees

As of August 1, those over 75 have to pay for a TV license, expect those receiving pension credit – here’s how to apply

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Pension credit – what it is and how to claim it

From tomorrow, people over the age of 75 will have to pay for a TV license due to changes to the BBC’s schedule.

Retirees have been warned they could have to pay up to £ 1,000 not to comply.

The BBC has confirmed that it will start charging everyone for a TV license from Sunday August 1.

Anyone without a TV license will need them after the July 31 end date – or face a fine.

Free TV licenses for those over 75 were phased out last year, but a transition period has been put in place that ends today, July 31.

Those over 75 will have to pay a TV license



The only exception to the rule concerns people over 75 who benefit from a pension credit, additional help for low-income elderly people.

Who can claim a free TV license?

To claim a free TV license you will need to:

  • Be over 75 years old (you can apply from 74 years old)
  • Provide proof that you are receiving a pension credit (this can be a guarantee credit, a savings credit, or both)

According to government statistics, 1.3 million retirees do not claim retirement credit.

It is important to know if you are eligible for a claim.

What is the pension credit?

The pension credit is a benefit for people over retirement age and on low income


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The pension credit, or state pension credit, is a benefit for those who have low incomes and have reached state retirement age.

The state retirement age is the earliest age at which you can start claiming a state pension. You can check when this is for you on the government website.

The Retirement Credit is made up of two parts:

  • The Guarantee Credit is a supplement to your weekly income up to a guaranteed minimum level – £ 173.75 for a single person, £ 265.20 for couples per week
  • Savings credit is extra money for people over 65 who have extra savings or investments

Who is entitled to the pension credit?

Those on Pension Credit could still get a free TV license


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To claim the pension credit, you must:

  • Have reached the legal retirement age
  • Live in England, Scotland or Wales

It is important to note that if you have a partner, you must include them in your request.

When. You apply for a pension credit, your income will be calculated and, if you have a partner, it will be calculated together.

In order to determine if you are eligible, this income is examined:

  • State pension
  • other retreats
  • earnings from employment and self-employment
  • most social security benefits, for example child care allowance

In order to find out if you are eligible for the pension credit, you can use the government calculator.

How to apply for a pension credit

BBC bosses cut free TV licenses for those over 75

Before making a claim, you will need your National Insurance Number, information about your income, savings, pensions, and investments, and details of the account you want the money to go to.

You can start the application up to four months before you reach state retirement age.

You can apply online on the government website if you have already applied for your state pension.

You can also use the pension credit application line by calling 0800 99 1234. A friend or family member can call if you cannot use the phone.

If this does not suit you, you can apply by mail by printing and filling out the pension credit application form.

This must be sent to:

The Pensions Service 8

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For more information on pension credit, visit the government website.